Tim Dugan

Tim Dugan

Loan Officer


NMLS ID# 459793

3700 State Street, Suite 310, Santa Barbara, CA 93105 | Branch NMLS# 2475579

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About Me
My Philosophy

Tim Dugan has over three decades of experience in the mortgage industry and built his career on helping his clients get streamlined loan approvals. Using his extensive experience and familiarity with home financing , Tim puts together a mortgage package to fit his customers' requirements and needs. Needs that include:

  • First-time home purchases
  • JUMBO & Bridge Loans
  • Second-home/investment purchases
  • Home renovations
  • Federal loan program access (VA, FHA, USDA)
  • Loan refinancing

Coming from a family of mortgage professionals, knows that ensuring happy homeowner is key to success. He ensures that with every transaction by helping his customers smooth out wrinkles in the loan approval process and making their goals his top priority. Because of the wide spectrum of loan options he offers through CMG Home Loans, Tim is positioned to help you succeed!

Contact Tim Dugan today to put his experience and expertise to work for you!

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.


The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.


The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.


The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs as well as act as a financial counselor to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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