Ray Severance

Ray Severance

Branch Manager


NMLS ID# 15875

147 Center Street, Office 1st Floor, Middleboro, MA 02346 | Branch NMLS# 2549510

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About Me

Ray Severance is a devoted mortgage loan officer who’s been guiding clients on their homeownership journeys since 1997. Raised in Middleboro, MA, Ray has deep roots in the area and proudly serves his community from his local branch on Center Street. With a business degree from Bridgewater State University, he has a particular passion for helping first-time homebuyers and MassHousing clients feel confident and informed throughout the mortgage process. Over the years, Ray’s hard work and commitment have earned him spots in the industry’s Top 1% and President’s Club multiple times.

Outside the office, Ray shares a lively home with his wife of 22 years, Joy, and their three children, Stella, Nora, and Brady. The family loves spending time outdoors, exploring hiking trails, and traveling together. They’re also active in their church, local schools, and community, hosting a weekly summer volleyball league and cheering each other on at local events. Ray’s two mini schnauzers, Stormy and Fiona, round out the family. Ray’s personal and professional life is grounded in supporting his clients and community, making every experience both welcoming and genuine.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs as well as act as a financial counselor to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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