Michele Smith

Ray

As a first-time home buyer I was quite apprehensive about starting the home purchasing process. However Michele simplified the entire experience clearly explained each step and was consistently available to answer any questions I had. A friend recommended Michele to me and I will definitely be recommending Michele and CMG Home Loans to all my family and friends for their future home purchases.

Joe M.

Michele and j her team were incredible and just called me with minor requests. They took care of everything. I would recommend them to anyone!

Ellen D.

Michelle and her team were excellent and very professional helping me with the closing process for my new home.

Alejandro V.

Many different contexts can accompany the complex process of buying a new home and sometimes there is the sadness of a divorce and separation as in my case. Michele's patience clarity diligence and communication style made it look easy and more than anything I felt safe and supported. Despite my ongoing situation Michele and her team went above and beyond to make this a great experience.

Jessica B.

I had the absolute pleasure of working with Mrs.Smith. I got introduced to Mrs. Smith through my realtor as a lender for my home purchasing process. Mrs. Smith shared with me opportunities for first time homebuyers. and with her guidance I was able to secure funds from the hometown hero program. From the very beginning Mrs. Smith was very attentive and patient with me. She was literally my Cheerleader. Mrs. Smith is very knowledgeable and provided fantastic guidance throughout this stressful process. What I love about Mrs. Smith was her passion to really help me through this process. My particular experience required to move quickly on securing my home which I was able to close on the guidance and support of Mrs. Smith As my lender. I definitely know Mrs. Smith worked hard on my file to ensure success. I honestly don't believe I would have been able to make it to closing day and move into my home if it wasn't for her and her team. (A true definition of dream team). I highly recommend Mrs. Smith and her entire team who were extremely professional and helpful. To anyone who is a first time homebuyer in this market having a great team is super important. This entire process was definitely worth it.

Jr S.

"Michele and her team were outstanding. Their communication during the entire process left nothing to question. On the rare occasion we had one Michele and or her team were responsive and precise. If you are looking for a strong informed team Michele is it!! ESJ"

Michaiah B.

I cannot express enough gratitude to Michele for her and her teams exceptional assistance in securing my home loan. She went above and beyond to ensure the process was smooth and stress-free. Her expertise attention to detail and dedication were evident at every step and her friendly approachable nature made working with her a true pleasure. Thanks to her hard work and persistence I am now a proud homeowner. I highly recommend Michele to anyone in need of mortgage service she truly is the best in the business! Thank you Michele for making my dream of homeownership a reality!

Catherine M.

Words cannot describe how thankful my husband and I are to have worked with Michele! We were first time home buyers who unexpectedly decided to buy when the 2024 Florida Hometown Heroes returned and aligned with the end of our lease. Michele is kind, friendly, reliable, easy to work with, patient, deeply knowledgeable, a master in her field, and overall an incredible person. She was quick to answer any and all questions we had throughout the process about various aspects of the process via phone and email. She made sure the information she delivered was concise; not only did she answer our questions but she provided background information so we understood every piece of the process. Through Michele we also worked with Erika and Glenn on her team. Like Michele, they were communicative, provided premier customer service, and are experts in the field. We could not have navigated this process without Michele and plan to remain customers with her whenever we purchase our next home in the future.

Kenneth I.

Working with Michelle and her team made our first home-buying experience remarkably smooth. From the start, we were upfront about our limited understanding of homeownership. We knew almost nothing about the loan and negotiation processes—essentially, we were starting from scratch. But Michelle’s team, together with our realtor, guided us through each step, ensuring we felt informed and confident. Thanks to their dedication and expertise, we were able to purchase our home with complete assurance, knowing we were in excellent hands every step of the way.