John Kozman

Miriam D.

This is my 2nd experience with Petra Cephas. John and his team seamlessly managed the refinance of my mortgage and once again I felt like I hit a home run with this team. The process was, once again, quick and painless and I was completely informed throughout. John was welcoming, informative and I never felt out in the cold. I would 100%- hands down recommend this team to anyone looking for a lender. Top notch.

Dr. H.

Dear John, Don’t know where to begin or what to say, in short You are second to none!! You will always be my go-to! No words can ever express our sincere appreciation for your above and beyond service, your optimistic energy was so wonderful and gracious to me during the entire process! Your genuine support and 1-v-1 undivided attention made me feel like I was the only client you had on the platform. I felt that this company is home and has my back directing and guiding me to resolve every obstacle I faced. The financial education and repair you provided us was astonishing and the magical touch you had through the past 6 month put us back on track and for that, I am in debt to you. Thank you from the bottom of my heart, for all of your outstanding support and client service to get the loan and for assisting us with all of the requirements. It has been a pleasure to work with all of you Working with you was fabulous and I will gladly send your way anyone I know that is in the market!" We appreciate you and your staff for everything you did to make this happen. Looking forward to our continued relationship with the upcoming property end of Oct 2021. By then we will be in a far advanced better position. My daughter had tears as she was signing the closing documents; you made her the happiest person today. Your clients are lucky to have you and your team especially Mamta to support them.

Kirelos B.

I had the pleasure in having John Kozman and his team as my mortgage advisor and I am pleased to say that he handled everything to my satisfaction. I was nervous because it was my first purchase he simplified every step and discussed all options I have, wanted to say thank you for your help! And he is the best.

Adrjohnson2002

I was in a situation where I didn't think I could be approved for a home, however John assured me he could help me out. I started looking in Feb 2021 and by April 2021, I closed on my home!!! John not only kept his word, but he and his team worked diligently to get me the best rates and make what I thought was impossible a reality. Thank you John!!! You Rock!!!

Tawfikv

I recently bought a home and John was extremely helpful in getting me my mortgage approval. He was very patient and took the time to help me in every way he could.

Anandhan D.

John Kozman is very professional. From our experience working with him what we valued the most was how quick he answered to all our questions and the knowledge he has could help you solve any problem that may arise during this mortgage refinance process. We are very grateful for all the patience and hard work from him and his team during our paperwork. Thanks to all his hard work towards closing my house mortgage refinance. We have already recommended John to some of my friends and look forward to work with John Kozman again soon.

Paranj

I am John’s repeat client and that is for a reason. I was buying my second home after 15 years, last year and needed someone to help me not only get best price ( which is something many brokers can do) but also provides exceptional service by executing the deal with least path of resistant. This combination is crucial as it allowed me to focus on my day to day life as John and his staff took care of the rest. And just recently, he helped me with my Refi. This is the bottom line for me being his repeat client. John himself is very professional and knows what is he doing. He is young and hungry for more and that is what you want. His only objective is how to get you in to your new home fast, without much drama and the best possible rate with least possible expenses. He is very personable and dedicated to his work. The whole staff is just as awesome. I mean they have this down to Science. John and I are now have become good business partners and I plan on using his services for many other future projects. Thank you John and Team Petra for all that you do.

Zuser201603081750418

Words cannot describe my experience with John! He was beyond amazing. Very knowledgeable and helpful. Didn’t keep me in the dark and explained everything to me step by step and always kept me updated. Answered all my 5million questions and was very honest and helped me make the best decision for me and my family while going out of his way to research options in depth for me. Seriously look no further because with John you’re in good hands!

Dylan

As a first time homebuyer, I needed someone who could walk me through the entire process. I am glad that I worked with John and his team. John patiently answered all my questions, and was very responsive via email/phone call. His team did consistent follow up with all needed parties, to ensure that Closing was executed promptly. Thank you John!