*This program is available to borrowers meeting income requirements in select census tracts within AL, AZ, CA, DC, GA, IL, MA, MI, MN, MS, NC, NJ, NY, PA, TN, TX, and VA. Payment example: Stated rate may change or may not be available at time of rate lock. Lender contribution on Community One program is the lesser of 2% of the purchase price, or $6,000. If you bought a $250,000 home with a 30 year loan at a fixed rate of 6.0% (6.376% Annual Percentage Rate), with a down payment of 3%, for a loan amount of $242,500, you would make 360 monthly payments of $1,454.00. Payment stated does not include mortgage insurance, taxes and homeowners insurance, which will result in a higher payment. 

**Grant is a $2-to-$1 match on regular down payment gifts received on HomeFundIt™, up to the lesser of $2,000 or 1% of purchase price for first time buyers, as defined by Fannie Mae, who complete homebuyer education prior to signing a purchase contract. Talk to your loan officer or visit your HomeFundIt dashboard for next steps, or you can also find a housing counselor near you by visiting https://www.hud.gov/counseling. Grant funds are applied to nonrecurring closing costs. If closing costs are fully paid by seller or interested party, grant funds can be used to buy down the rate. Grant funds cannot be used towards a down payment. Visit https://www.homefundit.com/Grant for complete terms and conditions.