Dalton Ponchillia

Dalton Ponchillia

Senior Loan Officer


NMLS ID# 2163805

810 Crescent Centre Dr. Suite 320, Franklin, TN 37067 | Branch NMLS# 1093019

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About Me
Dalton is a dedicated mortgage lender and part of a dynamic father-and-son team at CMG Financial. Through their combined expertise, clients receive unparalleled guidance through the mortgage process. Known for his personalized approach and extensive knowledge of the mortgage industry, Dalton prides himself on making the lending process smooth and stress-free for his clients. Dalton has a diverse background in athletics and finance. After earning a degree from East Tennessee State University and his masters from Western Kentucky University he went on to play professional football, showcasing not only athletic talent but also the determination and teamwork that define his approach to challenges. When he’s not busy finding the perfect loan solutions, Dalton loves spending quality time with his wife and two kids. Whether it’s family outings, game nights, or weekend adventures, he values every moment with them. An avid golfer, Dalton also enjoys hitting the links whenever he can, appreciating the challenge of the game and the opportunity it provides to connect with friends and unwind. Dalton’s commitment to both his profession and his family reflects his belief that a strong foundation at home is just as important as a solid mortgage.

Dalton is a dedicated mortgage lender and part of a dynamic father-and-son team at CMG Financial. Through their combined expertise, clients receive unparalleled guidance through the mortgage process. Known for his personalized approach and extensive knowledge of the mortgage industry, Dalton prides himself on making the lending process smooth and stress-free for his clients. Dalton has a diverse background in athletics and finance. After earning a degree from East Tennessee State University and his masters from Western Kentucky University he went on to play professional football, showcasing not only athletic talent but also the determination and teamwork that define his approach to challenges. When he’s not busy finding the perfect loan solutions, Dalton loves spending quality time with his wife and two kids. Whether it’s family outings, game nights, or weekend adventures, he values every moment with them. An avid golfer, Dalton also enjoys hitting the links whenever he can, appreciating the challenge of the game and the opportunity it provides to connect with friends and unwind. Dalton’s commitment to both his profession and his family reflects his belief that a strong foundation at home is just as important as a solid mortgage.

Jeff’s passion for philanthropy led him to establish Change The Stars, a nonprofit dedicated to caring for an orphanage and children living in extreme poverty in Hati. Through the Ponchillia Mortgage Team, clients receive more than just financial guidance – they become part of a meaningful effort to make a difference in the lives of others, one mortgage at a time.

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.

The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs as well as act as a financial counselor to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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