Benjamin Paylor
Loan Officer
201 5th Avenue SW Suite 300, Olympia, WA 98501 | Branch NMLS# 2476329
201 5th Avenue SW Suite 300, Olympia, WA 98501 | Branch NMLS# 2476329
With over 20 years of experience in the financial services industry, Ben seeks to understand clients’ unique needs to help them purchase, refinance and build homes. Ben is passionate about making connections with his clients and providing them with options so they can make the best choice for themselves.
Growing up in Grays Harbor County and ultimately graduating from Washington State University, Ben has built a successful career specializing in Construction, Conventional, FHA, VA, USDA, Jumbo, Renovation, Refinance and First Time Homebuyer loans. Ben also has extensive knowledge in CMG exclusive programs including the All In One Loan, Homefundit and Rate Rebound.
Outside of work Ben is passionate about maintaining a healthy lifestyle, spending time outdoors and enjoying time with his family. Whether it’s running, weights, gardening or enjoying a round of golf, Ben finds happiness in being active and embracing the beauty of nature.
MORTGAGE PAYMENT
PURCHASING POWER
QUALIFYING LOAN
RENT VS BUY
REFINANCE
15 vs 30 Year
3-2-1 BUYDOWN
Bi-weekly
Monthly Payments
Principal $205
Interest $1,458
Monthly Payments with Tax and Insurance
Monthly Payments
Principal $205
Interest $1,458
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| May | 1 | $1,663 | $205 | $1,458 | $1,458 | $249,795 |
| June | 2 | $1,663 | $206 | $1,457 | $2,915 | $249,589 |
| July | 3 | $1,663 | $207 | $1,456 | $4,371 | $249,382 |
| Aug. | 4 | $1,663 | $209 | $1,455 | $5,826 | $249,173 |
| Sept. | 5 | $1,663 | $210 | $1,454 | $7,280 | $248,963 |
| Oct. | 6 | $1,663 | $211 | $1,452 | $8,732 | $248,752 |
| Nov. | 7 | $1,663 | $212 | $1,451 | $10,183 | $248,540 |
| Dec. | 8 | $1,663 | $213 | $1,450 | $11,633 | $248,327 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 9 | $1,663 | $215 | $1,449 | $13,081 | $248,112 |
| Feb. | 10 | $1,663 | $216 | $1,447 | $14,529 | $247,896 |
| Mar. | 11 | $1,663 | $217 | $1,446 | $15,975 | $247,679 |
| April | 12 | $1,663 | $218 | $1,445 | $17,420 | $247,460 |
| May | 13 | $1,663 | $220 | $1,444 | $18,863 | $247,241 |
| June | 14 | $1,663 | $221 | $1,442 | $20,305 | $247,020 |
| July | 15 | $1,663 | $222 | $1,441 | $21,746 | $246,797 |
| Aug. | 16 | $1,663 | $224 | $1,440 | $23,186 | $246,574 |
| Sept. | 17 | $1,663 | $225 | $1,438 | $24,624 | $246,349 |
| Oct. | 18 | $1,663 | $226 | $1,437 | $26,061 | $246,123 |
| Nov. | 19 | $1,663 | $228 | $1,436 | $27,497 | $245,895 |
| Dec. | 20 | $1,663 | $229 | $1,434 | $28,931 | $245,666 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 21 | $1,663 | $230 | $1,433 | $30,364 | $245,436 |
| Feb. | 22 | $1,663 | $232 | $1,432 | $31,796 | $245,205 |
| Mar. | 23 | $1,663 | $233 | $1,430 | $33,227 | $244,972 |
| April | 24 | $1,663 | $234 | $1,429 | $34,656 | $244,737 |
| May | 25 | $1,663 | $236 | $1,428 | $36,083 | $244,502 |
| June | 26 | $1,663 | $237 | $1,426 | $37,509 | $244,265 |
| July | 27 | $1,663 | $238 | $1,425 | $38,934 | $244,026 |
| Aug. | 28 | $1,663 | $240 | $1,423 | $40,358 | $243,787 |
| Sept. | 29 | $1,663 | $241 | $1,422 | $41,780 | $243,545 |
| Oct. | 30 | $1,663 | $243 | $1,421 | $43,201 | $243,303 |
| Nov. | 31 | $1,663 | $244 | $1,419 | $44,620 | $243,059 |
| Dec. | 32 | $1,663 | $245 | $1,418 | $46,038 | $242,813 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 33 | $1,663 | $247 | $1,416 | $47,454 | $242,567 |
| Feb. | 34 | $1,663 | $248 | $1,415 | $48,869 | $242,318 |
| Mar. | 35 | $1,663 | $250 | $1,414 | $50,283 | $242,069 |
| April | 36 | $1,663 | $251 | $1,412 | $51,695 | $241,817 |
| May | 37 | $1,663 | $253 | $1,411 | $53,105 | $241,565 |
| June | 38 | $1,663 | $254 | $1,409 | $54,514 | $241,311 |
| July | 39 | $1,663 | $256 | $1,408 | $55,922 | $241,055 |
| Aug. | 40 | $1,663 | $257 | $1,406 | $57,328 | $240,798 |
| Sept. | 41 | $1,663 | $259 | $1,405 | $58,733 | $240,539 |
| Oct. | 42 | $1,663 | $260 | $1,403 | $60,136 | $240,279 |
| Nov. | 43 | $1,663 | $262 | $1,402 | $61,538 | $240,018 |
| Dec. | 44 | $1,663 | $263 | $1,400 | $62,938 | $239,754 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 45 | $1,663 | $265 | $1,399 | $64,336 | $239,490 |
| Feb. | 46 | $1,663 | $266 | $1,397 | $65,733 | $239,224 |
| Mar. | 47 | $1,663 | $268 | $1,395 | $67,129 | $238,956 |
| April | 48 | $1,663 | $269 | $1,394 | $68,523 | $238,686 |
| May | 49 | $1,663 | $271 | $1,392 | $69,915 | $238,415 |
| June | 50 | $1,663 | $273 | $1,391 | $71,306 | $238,143 |
| July | 51 | $1,663 | $274 | $1,389 | $72,695 | $237,869 |
| Aug. | 52 | $1,663 | $276 | $1,388 | $74,082 | $237,593 |
| Sept. | 53 | $1,663 | $277 | $1,386 | $75,468 | $237,316 |
| Oct. | 54 | $1,663 | $279 | $1,384 | $76,853 | $237,037 |
| Nov. | 55 | $1,663 | $281 | $1,383 | $78,236 | $236,756 |
| Dec. | 56 | $1,663 | $282 | $1,381 | $79,617 | $236,474 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 57 | $1,663 | $284 | $1,379 | $80,996 | $236,190 |
| Feb. | 58 | $1,663 | $285 | $1,378 | $82,374 | $235,905 |
| Mar. | 59 | $1,663 | $287 | $1,376 | $83,750 | $235,618 |
| April | 60 | $1,663 | $289 | $1,374 | $85,124 | $235,329 |
| May | 61 | $1,663 | $291 | $1,373 | $86,497 | $235,038 |
| June | 62 | $1,663 | $292 | $1,371 | $87,868 | $234,746 |
| July | 63 | $1,663 | $294 | $1,369 | $89,238 | $234,452 |
| Aug. | 64 | $1,663 | $296 | $1,368 | $90,605 | $234,157 |
| Sept. | 65 | $1,663 | $297 | $1,366 | $91,971 | $233,859 |
| Oct. | 66 | $1,663 | $299 | $1,364 | $93,335 | $233,560 |
| Nov. | 67 | $1,663 | $301 | $1,362 | $94,698 | $233,260 |
| Dec. | 68 | $1,663 | $303 | $1,361 | $96,058 | $232,957 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 69 | $1,663 | $304 | $1,359 | $97,417 | $232,653 |
| Feb. | 70 | $1,663 | $306 | $1,357 | $98,774 | $232,346 |
| Mar. | 71 | $1,663 | $308 | $1,355 | $100,130 | $232,039 |
| April | 72 | $1,663 | $310 | $1,354 | $101,483 | $231,729 |
| May | 73 | $1,663 | $312 | $1,352 | $102,835 | $231,417 |
| June | 74 | $1,663 | $313 | $1,350 | $104,185 | $231,104 |
| July | 75 | $1,663 | $315 | $1,348 | $105,533 | $230,789 |
| Aug. | 76 | $1,663 | $317 | $1,346 | $106,879 | $230,472 |
| Sept. | 77 | $1,663 | $319 | $1,344 | $108,224 | $230,153 |
| Oct. | 78 | $1,663 | $321 | $1,343 | $109,566 | $229,832 |
| Nov. | 79 | $1,663 | $323 | $1,341 | $110,907 | $229,510 |
| Dec. | 80 | $1,663 | $324 | $1,339 | $112,246 | $229,185 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 81 | $1,663 | $326 | $1,337 | $113,583 | $228,859 |
| Feb. | 82 | $1,663 | $328 | $1,335 | $114,918 | $228,531 |
| Mar. | 83 | $1,663 | $330 | $1,333 | $116,251 | $228,201 |
| April | 84 | $1,663 | $332 | $1,331 | $117,582 | $227,869 |
| May | 85 | $1,663 | $334 | $1,329 | $118,911 | $227,535 |
| June | 86 | $1,663 | $336 | $1,327 | $120,239 | $227,199 |
| July | 87 | $1,663 | $338 | $1,325 | $121,564 | $226,861 |
| Aug. | 88 | $1,663 | $340 | $1,323 | $122,887 | $226,521 |
| Sept. | 89 | $1,663 | $342 | $1,321 | $124,209 | $226,179 |
| Oct. | 90 | $1,663 | $344 | $1,319 | $125,528 | $225,835 |
| Nov. | 91 | $1,663 | $346 | $1,317 | $126,845 | $225,489 |
| Dec. | 92 | $1,663 | $348 | $1,315 | $128,161 | $225,141 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 93 | $1,663 | $350 | $1,313 | $129,474 | $224,791 |
| Feb. | 94 | $1,663 | $352 | $1,311 | $130,785 | $224,439 |
| Mar. | 95 | $1,663 | $354 | $1,309 | $132,095 | $224,085 |
| April | 96 | $1,663 | $356 | $1,307 | $133,402 | $223,729 |
| May | 97 | $1,663 | $358 | $1,305 | $134,707 | $223,371 |
| June | 98 | $1,663 | $360 | $1,303 | $136,010 | $223,011 |
| July | 99 | $1,663 | $362 | $1,301 | $137,311 | $222,648 |
| Aug. | 100 | $1,663 | $364 | $1,299 | $138,609 | $222,284 |
| Sept. | 101 | $1,663 | $367 | $1,297 | $139,906 | $221,917 |
| Oct. | 102 | $1,663 | $369 | $1,295 | $141,201 | $221,549 |
| Nov. | 103 | $1,663 | $371 | $1,292 | $142,493 | $221,178 |
| Dec. | 104 | $1,663 | $373 | $1,290 | $143,783 | $220,805 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 105 | $1,663 | $375 | $1,288 | $145,071 | $220,429 |
| Feb. | 106 | $1,663 | $377 | $1,286 | $146,357 | $220,052 |
| Mar. | 107 | $1,663 | $380 | $1,284 | $147,641 | $219,672 |
| April | 108 | $1,663 | $382 | $1,281 | $148,922 | $219,290 |
| May | 109 | $1,663 | $384 | $1,279 | $150,201 | $218,906 |
| June | 110 | $1,663 | $386 | $1,277 | $151,478 | $218,520 |
| July | 111 | $1,663 | $389 | $1,275 | $152,753 | $218,132 |
| Aug. | 112 | $1,663 | $391 | $1,272 | $154,025 | $217,741 |
| Sept. | 113 | $1,663 | $393 | $1,270 | $155,296 | $217,348 |
| Oct. | 114 | $1,663 | $395 | $1,268 | $156,563 | $216,952 |
| Nov. | 115 | $1,663 | $398 | $1,266 | $157,829 | $216,555 |
| Dec. | 116 | $1,663 | $400 | $1,263 | $159,092 | $216,155 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 117 | $1,663 | $402 | $1,261 | $160,353 | $215,752 |
| Feb. | 118 | $1,663 | $405 | $1,259 | $161,612 | $215,347 |
| Mar. | 119 | $1,663 | $407 | $1,256 | $162,868 | $214,940 |
| April | 120 | $1,663 | $409 | $1,254 | $164,122 | $214,531 |
| May | 121 | $1,663 | $412 | $1,251 | $165,373 | $214,119 |
| June | 122 | $1,663 | $414 | $1,249 | $166,622 | $213,705 |
| July | 123 | $1,663 | $417 | $1,247 | $167,869 | $213,288 |
| Aug. | 124 | $1,663 | $419 | $1,244 | $169,113 | $212,869 |
| Sept. | 125 | $1,663 | $422 | $1,242 | $170,355 | $212,448 |
| Oct. | 126 | $1,663 | $424 | $1,239 | $171,594 | $212,024 |
| Nov. | 127 | $1,663 | $426 | $1,237 | $172,831 | $211,597 |
| Dec. | 128 | $1,663 | $429 | $1,234 | $174,065 | $211,168 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 129 | $1,663 | $431 | $1,232 | $175,297 | $210,737 |
| Feb. | 130 | $1,663 | $434 | $1,229 | $176,526 | $210,303 |
| Mar. | 131 | $1,663 | $436 | $1,227 | $177,753 | $209,866 |
| April | 132 | $1,663 | $439 | $1,224 | $178,977 | $209,427 |
| May | 133 | $1,663 | $442 | $1,222 | $180,199 | $208,986 |
| June | 134 | $1,663 | $444 | $1,219 | $181,418 | $208,542 |
| July | 135 | $1,663 | $447 | $1,216 | $182,634 | $208,095 |
| Aug. | 136 | $1,663 | $449 | $1,214 | $183,848 | $207,645 |
| Sept. | 137 | $1,663 | $452 | $1,211 | $185,060 | $207,193 |
| Oct. | 138 | $1,663 | $455 | $1,209 | $186,268 | $206,739 |
| Nov. | 139 | $1,663 | $457 | $1,206 | $187,474 | $206,282 |
| Dec. | 140 | $1,663 | $460 | $1,203 | $188,678 | $205,822 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 141 | $1,663 | $463 | $1,201 | $189,878 | $205,359 |
| Feb. | 142 | $1,663 | $465 | $1,198 | $191,076 | $204,894 |
| Mar. | 143 | $1,663 | $468 | $1,195 | $192,271 | $204,426 |
| April | 144 | $1,663 | $471 | $1,192 | $193,464 | $203,955 |
| May | 145 | $1,663 | $474 | $1,190 | $194,653 | $203,481 |
| June | 146 | $1,663 | $476 | $1,187 | $195,840 | $203,005 |
| July | 147 | $1,663 | $479 | $1,184 | $197,025 | $202,526 |
| Aug. | 148 | $1,663 | $482 | $1,181 | $198,206 | $202,044 |
| Sept. | 149 | $1,663 | $485 | $1,179 | $199,385 | $201,559 |
| Oct. | 150 | $1,663 | $487 | $1,176 | $200,560 | $201,072 |
| Nov. | 151 | $1,663 | $490 | $1,173 | $201,733 | $200,582 |
| Dec. | 152 | $1,663 | $493 | $1,170 | $202,903 | $200,088 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 153 | $1,663 | $496 | $1,167 | $204,071 | $199,592 |
| Feb. | 154 | $1,663 | $499 | $1,164 | $205,235 | $199,093 |
| Mar. | 155 | $1,663 | $502 | $1,161 | $206,396 | $198,592 |
| April | 156 | $1,663 | $505 | $1,158 | $207,555 | $198,087 |
| May | 157 | $1,663 | $508 | $1,156 | $208,710 | $197,579 |
| June | 158 | $1,663 | $511 | $1,153 | $209,863 | $197,068 |
| July | 159 | $1,663 | $514 | $1,150 | $211,012 | $196,555 |
| Aug. | 160 | $1,663 | $517 | $1,147 | $212,159 | $196,038 |
| Sept. | 161 | $1,663 | $520 | $1,144 | $213,302 | $195,518 |
| Oct. | 162 | $1,663 | $523 | $1,141 | $214,443 | $194,995 |
| Nov. | 163 | $1,663 | $526 | $1,137 | $215,580 | $194,470 |
| Dec. | 164 | $1,663 | $529 | $1,134 | $216,715 | $193,941 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 165 | $1,663 | $532 | $1,131 | $217,846 | $193,409 |
| Feb. | 166 | $1,663 | $535 | $1,128 | $218,974 | $192,874 |
| Mar. | 167 | $1,663 | $538 | $1,125 | $220,099 | $192,336 |
| April | 168 | $1,663 | $541 | $1,122 | $221,221 | $191,794 |
| May | 169 | $1,663 | $544 | $1,119 | $222,340 | $191,250 |
| June | 170 | $1,663 | $548 | $1,116 | $223,456 | $190,702 |
| July | 171 | $1,663 | $551 | $1,112 | $224,568 | $190,151 |
| Aug. | 172 | $1,663 | $554 | $1,109 | $225,678 | $189,597 |
| Sept. | 173 | $1,663 | $557 | $1,106 | $226,783 | $189,040 |
| Oct. | 174 | $1,663 | $561 | $1,103 | $227,886 | $188,480 |
| Nov. | 175 | $1,663 | $564 | $1,099 | $228,986 | $187,916 |
| Dec. | 176 | $1,663 | $567 | $1,096 | $230,082 | $187,349 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 177 | $1,663 | $570 | $1,093 | $231,175 | $186,778 |
| Feb. | 178 | $1,663 | $574 | $1,090 | $232,264 | $186,205 |
| Mar. | 179 | $1,663 | $577 | $1,086 | $233,350 | $185,628 |
| April | 180 | $1,663 | $580 | $1,083 | $234,433 | $185,047 |
| May | 181 | $1,663 | $584 | $1,079 | $235,513 | $184,463 |
| June | 182 | $1,663 | $587 | $1,076 | $236,589 | $183,876 |
| July | 183 | $1,663 | $591 | $1,073 | $237,661 | $183,285 |
| Aug. | 184 | $1,663 | $594 | $1,069 | $238,731 | $182,691 |
| Sept. | 185 | $1,663 | $598 | $1,066 | $239,796 | $182,094 |
| Oct. | 186 | $1,663 | $601 | $1,062 | $240,858 | $181,493 |
| Nov. | 187 | $1,663 | $605 | $1,059 | $241,917 | $180,888 |
| Dec. | 188 | $1,663 | $608 | $1,055 | $242,972 | $180,280 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 189 | $1,663 | $612 | $1,052 | $244,024 | $179,669 |
| Feb. | 190 | $1,663 | $615 | $1,048 | $245,072 | $179,053 |
| Mar. | 191 | $1,663 | $619 | $1,044 | $246,117 | $178,435 |
| April | 192 | $1,663 | $622 | $1,041 | $247,157 | $177,812 |
| May | 193 | $1,663 | $626 | $1,037 | $248,195 | $177,186 |
| June | 194 | $1,663 | $630 | $1,034 | $249,228 | $176,557 |
| July | 195 | $1,663 | $633 | $1,030 | $250,258 | $175,923 |
| Aug. | 196 | $1,663 | $637 | $1,026 | $251,284 | $175,286 |
| Sept. | 197 | $1,663 | $641 | $1,023 | $252,307 | $174,645 |
| Oct. | 198 | $1,663 | $644 | $1,019 | $253,326 | $174,001 |
| Nov. | 199 | $1,663 | $648 | $1,015 | $254,341 | $173,353 |
| Dec. | 200 | $1,663 | $652 | $1,011 | $255,352 | $172,701 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 201 | $1,663 | $656 | $1,007 | $256,359 | $172,045 |
| Feb. | 202 | $1,663 | $660 | $1,004 | $257,363 | $171,385 |
| Mar. | 203 | $1,663 | $664 | $1,000 | $258,363 | $170,722 |
| April | 204 | $1,663 | $667 | $996 | $259,358 | $170,054 |
| May | 205 | $1,663 | $671 | $992 | $260,350 | $169,383 |
| June | 206 | $1,663 | $675 | $988 | $261,339 | $168,708 |
| July | 207 | $1,663 | $679 | $984 | $262,323 | $168,029 |
| Aug. | 208 | $1,663 | $683 | $980 | $263,303 | $167,346 |
| Sept. | 209 | $1,663 | $687 | $976 | $264,279 | $166,658 |
| Oct. | 210 | $1,663 | $691 | $972 | $265,251 | $165,967 |
| Nov. | 211 | $1,663 | $695 | $968 | $266,219 | $165,272 |
| Dec. | 212 | $1,663 | $699 | $964 | $267,183 | $164,573 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 213 | $1,663 | $703 | $960 | $268,143 | $163,870 |
| Feb. | 214 | $1,663 | $707 | $956 | $269,099 | $163,163 |
| Mar. | 215 | $1,663 | $711 | $952 | $270,051 | $162,451 |
| April | 216 | $1,663 | $716 | $948 | $270,999 | $161,735 |
| May | 217 | $1,663 | $720 | $943 | $271,942 | $161,016 |
| June | 218 | $1,663 | $724 | $939 | $272,881 | $160,292 |
| July | 219 | $1,663 | $728 | $935 | $273,816 | $159,563 |
| Aug. | 220 | $1,663 | $732 | $931 | $274,747 | $158,831 |
| Sept. | 221 | $1,663 | $737 | $927 | $275,674 | $158,094 |
| Oct. | 222 | $1,663 | $741 | $922 | $276,596 | $157,353 |
| Nov. | 223 | $1,663 | $745 | $918 | $277,514 | $156,608 |
| Dec. | 224 | $1,663 | $750 | $914 | $278,427 | $155,858 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 225 | $1,663 | $754 | $909 | $279,337 | $155,104 |
| Feb. | 226 | $1,663 | $758 | $905 | $280,241 | $154,345 |
| Mar. | 227 | $1,663 | $763 | $900 | $281,142 | $153,583 |
| April | 228 | $1,663 | $767 | $896 | $282,038 | $152,815 |
| May | 229 | $1,663 | $772 | $891 | $282,929 | $152,043 |
| June | 230 | $1,663 | $776 | $887 | $283,816 | $151,267 |
| July | 231 | $1,663 | $781 | $882 | $284,698 | $150,486 |
| Aug. | 232 | $1,663 | $785 | $878 | $285,576 | $149,701 |
| Sept. | 233 | $1,663 | $790 | $873 | $286,449 | $148,911 |
| Oct. | 234 | $1,663 | $795 | $869 | $287,318 | $148,116 |
| Nov. | 235 | $1,663 | $799 | $864 | $288,182 | $147,317 |
| Dec. | 236 | $1,663 | $804 | $859 | $289,041 | $146,513 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 237 | $1,663 | $809 | $855 | $289,896 | $145,704 |
| Feb. | 238 | $1,663 | $813 | $850 | $290,746 | $144,891 |
| Mar. | 239 | $1,663 | $818 | $845 | $291,591 | $144,073 |
| April | 240 | $1,663 | $823 | $840 | $292,432 | $143,250 |
| May | 241 | $1,663 | $828 | $836 | $293,267 | $142,423 |
| June | 242 | $1,663 | $832 | $831 | $294,098 | $141,590 |
| July | 243 | $1,663 | $837 | $826 | $294,924 | $140,753 |
| Aug. | 244 | $1,663 | $842 | $821 | $295,745 | $139,911 |
| Sept. | 245 | $1,663 | $847 | $816 | $296,561 | $139,063 |
| Oct. | 246 | $1,663 | $852 | $811 | $297,372 | $138,211 |
| Nov. | 247 | $1,663 | $857 | $806 | $298,179 | $137,354 |
| Dec. | 248 | $1,663 | $862 | $801 | $298,980 | $136,492 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 249 | $1,663 | $867 | $796 | $299,776 | $135,625 |
| Feb. | 250 | $1,663 | $872 | $791 | $300,567 | $134,753 |
| Mar. | 251 | $1,663 | $877 | $786 | $301,353 | $133,876 |
| April | 252 | $1,663 | $882 | $781 | $302,134 | $132,994 |
| May | 253 | $1,663 | $887 | $776 | $302,910 | $132,106 |
| June | 254 | $1,663 | $893 | $771 | $303,681 | $131,214 |
| July | 255 | $1,663 | $898 | $765 | $304,446 | $130,316 |
| Aug. | 256 | $1,663 | $903 | $760 | $305,206 | $129,413 |
| Sept. | 257 | $1,663 | $908 | $755 | $305,961 | $128,504 |
| Oct. | 258 | $1,663 | $914 | $750 | $306,711 | $127,591 |
| Nov. | 259 | $1,663 | $919 | $744 | $307,455 | $126,672 |
| Dec. | 260 | $1,663 | $924 | $739 | $308,194 | $125,747 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 261 | $1,663 | $930 | $734 | $308,928 | $124,818 |
| Feb. | 262 | $1,663 | $935 | $728 | $309,656 | $123,883 |
| Mar. | 263 | $1,663 | $941 | $723 | $310,378 | $122,942 |
| April | 264 | $1,663 | $946 | $717 | $311,095 | $121,996 |
| May | 265 | $1,663 | $952 | $712 | $311,807 | $121,044 |
| June | 266 | $1,663 | $957 | $706 | $312,513 | $120,087 |
| July | 267 | $1,663 | $963 | $701 | $313,214 | $119,124 |
| Aug. | 268 | $1,663 | $968 | $695 | $313,909 | $118,156 |
| Sept. | 269 | $1,663 | $974 | $689 | $314,598 | $117,182 |
| Oct. | 270 | $1,663 | $980 | $684 | $315,281 | $116,202 |
| Nov. | 271 | $1,663 | $985 | $678 | $315,959 | $115,217 |
| Dec. | 272 | $1,663 | $991 | $672 | $316,631 | $114,226 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 273 | $1,663 | $997 | $666 | $317,298 | $113,229 |
| Feb. | 274 | $1,663 | $1,003 | $661 | $317,958 | $112,226 |
| Mar. | 275 | $1,663 | $1,009 | $655 | $318,613 | $111,217 |
| April | 276 | $1,663 | $1,014 | $649 | $319,262 | $110,203 |
| May | 277 | $1,663 | $1,020 | $643 | $319,904 | $109,182 |
| June | 278 | $1,663 | $1,026 | $637 | $320,541 | $108,156 |
| July | 279 | $1,663 | $1,032 | $631 | $321,172 | $107,124 |
| Aug. | 280 | $1,663 | $1,038 | $625 | $321,797 | $106,085 |
| Sept. | 281 | $1,663 | $1,044 | $619 | $322,416 | $105,041 |
| Oct. | 282 | $1,663 | $1,051 | $613 | $323,029 | $103,990 |
| Nov. | 283 | $1,663 | $1,057 | $607 | $323,635 | $102,934 |
| Dec. | 284 | $1,663 | $1,063 | $600 | $324,236 | $101,871 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 285 | $1,663 | $1,069 | $594 | $324,830 | $100,802 |
| Feb. | 286 | $1,663 | $1,075 | $588 | $325,418 | $99,727 |
| Mar. | 287 | $1,663 | $1,082 | $582 | $326,000 | $98,645 |
| April | 288 | $1,663 | $1,088 | $575 | $326,575 | $97,557 |
| May | 289 | $1,663 | $1,094 | $569 | $327,144 | $96,463 |
| June | 290 | $1,663 | $1,101 | $563 | $327,707 | $95,363 |
| July | 291 | $1,663 | $1,107 | $556 | $328,263 | $94,256 |
| Aug. | 292 | $1,663 | $1,113 | $550 | $328,813 | $93,142 |
| Sept. | 293 | $1,663 | $1,120 | $543 | $329,356 | $92,022 |
| Oct. | 294 | $1,663 | $1,126 | $537 | $329,893 | $90,896 |
| Nov. | 295 | $1,663 | $1,133 | $530 | $330,423 | $89,763 |
| Dec. | 296 | $1,663 | $1,140 | $524 | $330,947 | $88,623 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 297 | $1,663 | $1,146 | $517 | $331,464 | $87,477 |
| Feb. | 298 | $1,663 | $1,153 | $510 | $331,974 | $86,324 |
| Mar. | 299 | $1,663 | $1,160 | $504 | $332,478 | $85,164 |
| April | 300 | $1,663 | $1,166 | $497 | $332,975 | $83,998 |
| May | 301 | $1,663 | $1,173 | $490 | $333,465 | $82,824 |
| June | 302 | $1,663 | $1,180 | $483 | $333,948 | $81,644 |
| July | 303 | $1,663 | $1,187 | $476 | $334,424 | $80,457 |
| Aug. | 304 | $1,663 | $1,194 | $469 | $334,893 | $79,263 |
| Sept. | 305 | $1,663 | $1,201 | $462 | $335,356 | $78,063 |
| Oct. | 306 | $1,663 | $1,208 | $455 | $335,811 | $76,855 |
| Nov. | 307 | $1,663 | $1,215 | $448 | $336,259 | $75,640 |
| Dec. | 308 | $1,663 | $1,222 | $441 | $336,701 | $74,418 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 309 | $1,663 | $1,229 | $434 | $337,135 | $73,189 |
| Feb. | 310 | $1,663 | $1,236 | $427 | $337,562 | $71,952 |
| Mar. | 311 | $1,663 | $1,244 | $420 | $337,981 | $70,709 |
| April | 312 | $1,663 | $1,251 | $412 | $338,394 | $69,458 |
| May | 313 | $1,663 | $1,258 | $405 | $338,799 | $68,200 |
| June | 314 | $1,663 | $1,265 | $398 | $339,197 | $66,934 |
| July | 315 | $1,663 | $1,273 | $390 | $339,587 | $65,662 |
| Aug. | 316 | $1,663 | $1,280 | $383 | $339,970 | $64,381 |
| Sept. | 317 | $1,663 | $1,288 | $376 | $340,346 | $63,094 |
| Oct. | 318 | $1,663 | $1,295 | $368 | $340,714 | $61,798 |
| Nov. | 319 | $1,663 | $1,303 | $360 | $341,074 | $60,496 |
| Dec. | 320 | $1,663 | $1,310 | $353 | $341,427 | $59,185 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 321 | $1,663 | $1,318 | $345 | $341,773 | $57,867 |
| Feb. | 322 | $1,663 | $1,326 | $338 | $342,110 | $56,542 |
| Mar. | 323 | $1,663 | $1,333 | $330 | $342,440 | $55,208 |
| April | 324 | $1,663 | $1,341 | $322 | $342,762 | $53,867 |
| May | 325 | $1,663 | $1,349 | $314 | $343,076 | $52,518 |
| June | 326 | $1,663 | $1,357 | $306 | $343,383 | $51,161 |
| July | 327 | $1,663 | $1,365 | $298 | $343,681 | $49,796 |
| Aug. | 328 | $1,663 | $1,373 | $290 | $343,972 | $48,423 |
| Sept. | 329 | $1,663 | $1,381 | $282 | $344,254 | $47,043 |
| Oct. | 330 | $1,663 | $1,389 | $274 | $344,528 | $45,654 |
| Nov. | 331 | $1,663 | $1,397 | $266 | $344,795 | $44,257 |
| Dec. | 332 | $1,663 | $1,405 | $258 | $345,053 | $42,852 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 333 | $1,663 | $1,413 | $250 | $345,303 | $41,439 |
| Feb. | 334 | $1,663 | $1,422 | $242 | $345,545 | $40,017 |
| Mar. | 335 | $1,663 | $1,430 | $233 | $345,778 | $38,587 |
| April | 336 | $1,663 | $1,438 | $225 | $346,003 | $37,149 |
| May | 337 | $1,663 | $1,447 | $217 | $346,220 | $35,702 |
| June | 338 | $1,663 | $1,455 | $208 | $346,428 | $34,247 |
| July | 339 | $1,663 | $1,463 | $200 | $346,628 | $32,784 |
| Aug. | 340 | $1,663 | $1,472 | $191 | $346,819 | $31,312 |
| Sept. | 341 | $1,663 | $1,481 | $183 | $347,002 | $29,831 |
| Oct. | 342 | $1,663 | $1,489 | $174 | $347,176 | $28,342 |
| Nov. | 343 | $1,663 | $1,498 | $165 | $347,341 | $26,844 |
| Dec. | 344 | $1,663 | $1,507 | $157 | $347,498 | $25,338 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 345 | $1,663 | $1,515 | $148 | $347,645 | $23,822 |
| Feb. | 346 | $1,663 | $1,524 | $139 | $347,784 | $22,298 |
| Mar. | 347 | $1,663 | $1,533 | $130 | $347,915 | $20,765 |
| April | 348 | $1,663 | $1,542 | $121 | $348,036 | $19,222 |
| May | 349 | $1,663 | $1,551 | $112 | $348,148 | $17,671 |
| June | 350 | $1,663 | $1,560 | $103 | $348,251 | $16,111 |
| July | 351 | $1,663 | $1,569 | $94 | $348,345 | $14,542 |
| Aug. | 352 | $1,663 | $1,578 | $85 | $348,430 | $12,963 |
| Sept. | 353 | $1,663 | $1,588 | $76 | $348,505 | $11,376 |
| Oct. | 354 | $1,663 | $1,597 | $66 | $348,572 | $9,779 |
| Nov. | 355 | $1,663 | $1,606 | $57 | $348,629 | $8,173 |
| Dec. | 356 | $1,663 | $1,616 | $48 | $348,676 | $6,557 |
| Month | Month No. | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|---|
| Jan. | 357 | $1,663 | $1,625 | $38 | $348,715 | $4,932 |
| Feb. | 358 | $1,663 | $1,634 | $29 | $348,743 | $3,298 |
| Mar. | 359 | $1,663 | $1,644 | $19 | $348,763 | $1,654 |
| April | 360 | $1,663 | $1,654 | $10 | $348,772 | $0 |
Benjamin PaylorLoan Officer
NMLS# 1257977
Olympia, WA
(206) 919-4589
bpaylor@cmghomeloans.com
*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.
Start a new simulation or view previously saved ones by logging-in or entering the unique code. Make your selection below and click “Go” to get started.
Benjamin PaylorLoan Officer
NMLS# 1257977
Olympia, WA
(360) 615-2935
bpaylor@cmghomeloans.com
Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.
The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.
The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.
The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!
The CMG HOME mobile app guides you through your home search and mortgage financing and connects you directly to your loan officer and REALTOR®.
