List & Lock
Advertise Discounted Rates On Your Listing
List & Lock by CMG Home Loans is an exclusive advantage that can help your sellers reach their goals faster without lowering their listing price. Its a win win for buyers and sellers. Sellers can move faster and get full price for their home while buyers can still achieve the American Dream at a lower cost.
How It Works
Determine how much you wish to contribute to a lower rate
Secure a 60 day rate lock
Showcase your seller's house at discounted rates...
What You Get
Attract more buyers & sell faster!
This lock cannot be transferred to another property address. It is valid through the above expiration date. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the higher market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, All In One Loan™, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur by within the 60-day rate lock period. If you’re concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.
