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Advertise Discounted Rates on Your Listing

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How It Works

Right now, one of the biggest hurdles for most buyers is interest rates. With CMG Home Loans' exclusive List & Lock™ advantage, you can ensure buyers get a discounted market rate on their mortgage, AND you can advertise lower market rates in your listing and your open houses. It's a win/win for sellers and buyers. It helps you attract more interest, sell faster, and in most cases save more money than a price reduction. And it helps buyers gain the peace of mind of a lower interest rate and more affordable access to the American Dream.

1

Determine the seller concessions you wish to contribute toward a lower rate

2

Secure a discounted rate (this will be transferred to the buyer)

3

Market your house with a below-average rate, attract more buyers, and sell faster!

OPTIONAL

Save up to $5,000* in closing costs on your next purchase loan!

*If a List & Lock participant uses CMG Home Loans for a home loan purchase within 1 year of locking their rate, CMG Home Loans will contribute 0.5% of loan amount (up to $5000) towards closing costs. This offer does not apply to All In One Loan, Bond/HFA loans, HELOCs, brokered loans, Construction loans, or 2nd liens. Cannot be combined with a lender credit or other programs.

How it Works
What do Sellers Think?
What do Buyers Think?

What You Get

Lower Rate & More Customers
Lower Rate & More Customers
Lock Certificate
Lock Certificate
Web Page with Rate Options
Web Page with Rate Options
Open House Flyer
Open House Flyer
Home Buyer Guide
Home Buyer Guide
Image to Share on MLS
Image to Share on MLS
Real Estate Sign Rider
Real Estate Sign Rider
Social Posts
Social Posts
Custom Property Video
Custom Property Video

List & Lock TM

Participating in the List & Lock program makes the home seller eligible to receive up to $5,000* back towards closing costs on their next home purchase loan with CMG Home Loans. Contact your Loan Officer for details

Participating in the List & Lock & Save program is not required in order to participate in the List & Lock program.

Already purchased List & Lock?

This lock cannot be transferred to another property address. It is valid through the above expiration date. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.